Unlock the equity in your property without selling it. We lend against residential, commercial and industrial property that mainstream banks regularly decline — with same-day decisions and no committees.
| Type | Max LTV | Typical Term | Min Amount |
|---|---|---|---|
| Residential Property | 50% | 3–24 months | R500,000 |
| Commercial / Industrial | 55% | 3–24 months | R500,000 |
| Vacant Land | 20% | 3–12 months | R500,000 |
LTV figures are indicative. Final loan-to-value is subject to independent valuation and credit assessment. Interest is serviced monthly; capital repaid at term end.
We lend to registered business entities only. If you tick these boxes, we want to talk.
Loans are made to companies, close corporations or trusts only. The applicant must be a director or beneficial owner of the entity.
Residential, commercial, industrial or land. The property must be registered, titled and independently valued.
You must demonstrate the ability to service monthly interest for the full duration of the loan term.
A credible plan to repay capital at maturity — property sale, refinance or other identified event.
You have an amazing team. I've been so impressed with the professionalism and the prompt manner in which they deal with tasks. It has been an amazing experience.
Every interaction was resolved on the same call. Your timelines were 100% correct without fail. You have done a super job.
Thank you for your professional and efficient manner. You certainly exceeded any expectations I had.
Same-day response. No application fee. Direct access to the people who make decisions.
Or call us: 010 595 1050
Unlock the capital tied up in your property without selling it. Residential, commercial, industrial or land — if it has value, we want to hear about it. We lend to businesses and juristic entities against property types that mainstream banks regularly decline.
Borrow against your vehicle or moveable asset. We take full physical custody of the asset for the entire loan term — professionally stored in a secure, insured facility — and return it in the same condition upon full settlement.
Short-term secured capital for business owners and entrepreneurs who need to move fast and cannot wait for a bank's credit committee. We take a commercial view and structure deals that work for real business situations.
You've sold your property but funds are tied up while transfer is processed. Bridging finance gives you access to up to 75% of your net sale proceeds now — not in three months. Widely used by sellers, attorneys and conveyancers.
Short-term finance for property developers who need to move fast. We understand that development timelines are unpredictable and structure deals that work for real-world development.